Financing Your Modular Home in the Piedmont Triad & Southwest Virginia

At LGS Home Builders, LLC, we understand that securing the right financing is one of the most important steps in building your modular home. That’s why we work with trusted local lenders to offer flexible solutions tailored to your needs, whether you’re purchasing land, constructing your home, or doing both.

For many new construction projects, two-step financing is common. Buyers first secure a construction loan to purchase the land and fund the building process, then transition to a traditional mortgage once construction is complete.


An alternative that many of our clients prefer is a construction-to-permanent loan (also called a single-close loan). This option covers everything from land acquisition to home construction and automatically converts to a traditional mortgage once your modular home is finished—simplifying the financing process and reducing paperwork.


Over decades of building homes in Lexington, Winston-Salem, Greensboro, and Southwest Virginia, we’ve established strong relationships with local mortgage providers, including:


You can choose one of our preferred lenders or work with your own trusted institution. Either way, our team will guide you through every step to make financing your modular home simple, efficient, and stress-free.


Start your modular home journey today with LGS Home Builders—where local expertise meets flexible financing solutions.